Our application process is quick and convenient. You’ll be pre-approved within 24 hours of applying and receive your funds soon after that.

The funding amount varies on an individual basis. Factors which determine funding amounts depend on which service you are considering as well as factors like your home equity, credit situation, and more.

Depending on your situation, the financial product you are considering, and the length of the loan, you may receive either a fixed or variable rate. Everyone’s situation is different, so we work with you one-on-one to get you the most favourable rates for your circumstances.

Refinancing can help you consolidate high-interest debts into one payment. Since mortgage rates are likely to be lower than credit card rates or other loan rates, consolidating debt may reduce your overall monthly debt payments. Contact us to find out what rates you are eligible for.

Most homeowners will need to have a home appraisal in order to refinance. Depending on individual circumstances, appraisal may not be required. Connect with us to determine whether your home will require an appraisal if you’re considering refinancing.

Depending on your circumstances and the type of loan you’re applying for, there are a variety of expenses you can put the money towards. Many people choose to finance home improvements/repairs, pay for education, or consolidate other debt into one loan for a lower monthly payment. Generally, frivolous expenditures aren’t an expense which home refinancing and similar services can be used for.